We’re proud to offer more ways to pay through Shop Pay and Affirm.
Please note that these financing options are only offered for personal use only. Terms apply.
Shop Pay Installments
Get what you want in 4 interest-free payments or choose a monthly payment plan when you check out with Shop Pay.
What is Shop Pay Installments?
Shop Pay Installments allows you to split your purchase into smaller, manageable payments. Choose between four biweekly payments with 0% APR or monthly installments with no hidden fees.*
How do I use Shop Pay Installments?
1. Add items to your cart.
2. Check out with Shop Pay.
3. Select the option to pay in installments.
Your first payment is due at checkout. The remaining payments are automatically charged to your saved card.
What payment methods are accepted?
For 0% APR orders, debit and credit cards are accepted. For interest-bearing orders, only debit cards are eligible.
Can international customers use Shop Pay Installments?
Shop Pay Installments is only available for U.S. billing addresses and phone numbers.
Is there a spending limit?
Yes, the limit for a single Shop Pay Installments purchase is $20,000, including taxes and shipping.
Are there late fees?
No, Shop Pay Installments has no late or hidden fees.
What happens if I miss a payment?
There are no late fees, but missing payments might affect your credit score or future eligibility. Contact Affirm support for assistance.
Can I return an item purchased with Shop Pay Installments?
Returns are subject to the store’s policy. Refunds will adjust your payment plan accordingly, and the balance will update. Interest payments, if any, are not refundable.
Have more questions?
Visit Shop Pay Installments FAQ for more details.
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.
